If you are serving on active duty or performing qualifying National Guard duty during a time of war, military operation or national emergency, you can apply to postpone your payments with a Military Deferment.
Click here to see if you qualify.
To apply, fill out the Military Deferment application and send it to:
ACS Education Services
PO Box 7051
Utica, NY 13504-7051
Attaching your orders is also an alternative to having an official complete the Military Deferment application.
To request the SCRA 6% interest rate benefit along with the Military Deferment, fill out the last page of the application packet before sending. Please note: You may qualify for the SCRA benefit even if your deferment is rejected.
For more information on qualifications for this deferment, or to request a Military Deferment application packet be sent to you, call us at 1-800-835-4611.
|Some lenders offer postponement of payment on private education loans similar to the Military Deferment offered in the FFEL Program while you are on active duty or deployed or serving full-time in the National Guard.
Some states offer additional specific benefits on private education loans.
For more information on qualifications and deferment options for private loans, call 1-800-508-0806.
If you have a MEFA loan, call 1-800-397-8386 for more information.